Unlike a traditional bank loan whereas in most cases require collateral, Good Credit and have fixed payment schedules.  A Merchant Business Capital requires none of the above.  Furthermore a loan usually takes some time to process, whereas a cash advance can be pre-approved in as little as 24 hrs. Second, a loan has to be paid back over a set period, whereas a cash advance can be set up to be taken out of your future credit card processing, so it’s more convenient, faster, and just happens to be cheaper too.

Use our Merchant Business Capitals to meet payroll, pay taxes, fund marketing initiatives, purchase supplies, or simply acquire additional working capital.

ACCESS QUICK-AND EASY' CASH: Cash advances are based on anticipated future credit card processing volume.

AVOID THE BURDENS OF TRADITIONAL LOANS: Cash advances are not paid back like traditional loans. There are no fixed monthly payments. Merchant Business Capital simply deducts a portion of your credit card transactions until your obligation is complete. No prepayment penalties.

OBTAIN ADDITIONAL CAPITAL AS SALES INCREASE: A cash advance from Merchant Business Capital is a unique source of financing that grows directly with your sales. As sales increase, more cash becomes immediately available. Working Capital and Small Business Financing